Tag Archive: money

Lucrative ways to make extra money

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Since way back then when we were children, most if not each one of us had a dream of having a lot of money and also a stable job, but with the current economy it is almost an impossibility to keep a stable job. Employment is one of the ways to generate a desired income. There are various ways to make extra money. Because of the widespread use and availability of the internet you can utilize it to earn extra cash as well. Discovering new ways of making money and trying them is a booming trends in this generation we are in. Below are some ways to make extra money even from the comfort of your home:

By cooking and baking

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If you are conversant with baking, cooking and preparing homemade foods, then this option is suitable for you. With this option, you can generate some extra cash. Many individuals like homemade cakes and cookies, knowing that homemade food is better than the ones found in malls and markets.

Freelancing

Freelancing is a brilliant source of making extra income. There are a couple of jobs that you can do as a freelancer, freelance model, writer and so much more. This job requires to notch skills and flexibility. This will also offer you the opportunity to work from home thus making it more convenient and easier for you.

Blog

If blogging is what you are good at, you can create your own blog or website that can make you some good money, just like many bloggers do.

Making cash out of your creativity

If you happen to have a talent for making accessories, knitting and other handicrafts, you can raise extra income from your skills and talent. Since there are a lot of tourists coming and going, you should be able to make descent sales.

Garage sale

Owning a collection of shoes, dresses and a lot of other stuff that was kept over the years can enable you to make and acquire extra income. You can put them up for sale from your home. This is usually known as a garage sale.

Photography

fhgghghhfghghhBecause there is a huge demand for photography out there, you might want to put this profitable option into consideration especially if you have the skills and talent in photography. This is a valuable skill to have and a chance to make some extra cash. Weddings, holidays, birthday parties and so forth are some common events that require photography services.

Important questions to ask your financial advisor

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Managing your wealth regardless of how big or small, is a complicated task. A financial advisor assists you to keep your money safe and also make it work for you. Before you begin working with your chosen financial advisor ensure that you ask them the following important questions:

What certifications do you have?

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You need to be aware of what licenses and certifications your financial advisor possesses. Most of the top financial advisors are certified public accountants, consultants, fund specialists or analysts. There are some who even have a juris doctorate and insurance licenses. Even though each individual has to begin somewhere, you desire would be to work with a firm that has substantial experience in the financial field.

What safeguards are in place to protect assets from fraud?

Your assets should be under the protection of a reputable custodian. When you inquire about safeguards, you should ensure that you ask about any infractions the financial advisor has received previously, either with the firm or as a person. He or she should be a fiduciary in order to offer you the best services. Advisors with a strict code of ethics usually have standards that they share with their clients. However, regardless of how high their standards are, they should be in compliance with the state and regulatory agencies, financial industry regulatory authority and the security’s exchange commission.

What are your fees?

Your financial advisor should be completely transparent when it comes to fees. He or she has to disclose his or her fees structure, so as to understand how you will be paying. Some advisors are fee-only, implying that they offer a flat rate for services that are provided. Some financial advisors charge a commission fee. This implies that they make money from each product that you buy to assist your investments grow. It is vital to know which one you are working with or if you are employing the services of an advisor who charges a fee on top of earning commissions.

What access do you have to earning reports?

gfgfgfvgvggvggvYour financial advisor should have direct access to the top holdings of where your investments are. He or she should be in a position to inform you immediately what the earnings report is anytime you ask for them. At the very least, your financial advisor should be able to provide you with knowledge regarding your holdings before any assets or investments. By being educated about the available options and what assets are invested, you will be in a position to better understand what the consultant suggests.