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The Features of a Good ICO

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Before choosing to invest in an Initial Coin Offering, it is essential to find out a few factors about its performance. Many offerings are being set up almost every day due to the increased flexibility of various platforms. However, before you put your money into it, you have to be certain that it is worth it. As you will find out, some of them may be good investments, but others may not be the right place for you to put your money. You must have heard of people who made a fortune through investments in ICO, but there also are those who are counting their losses because of the bad choices that they made. So, what exactly should you be looking for? There are many crucial factors to be considered, but we have selected the following because they are the ones that are likely to make the biggest difference. On a side note, one can click here: for more information.

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Look at the team

You need to know the team that is behind the project before you make an offer. Usually, you will be looking for a team that is credible. You may want to deal with a team that is transparent and shares information about their operation. If you notice that there are too many grey areas in their operations, it could be an indication that they are trying to conceal some information. This is just one of the many red flags that will tell you if the investor should be avoided. Once you found a good team, you can move on to other factors.

The coin supply

CRYPTOCURRENCY 2Looking at the size of the coin supply will also help you to determine its suitability. Dig further to find out the size of investor’s tokens. This will help you to determine if the coin can stand the test of time. Factors such as inflation can also help to judge whether it is a good investment. The most important part when it comes to coin supply is to find out how easy it will be for the coin to be manipulated by the investors and its founders. Usually, the big investors can dilute it meaning that the value will go down.

The roadmap

Take a few moments to look at how the team plans to implement their project. This should be crosschecked with the timelines that have been provided in their whitepaper. If they are consistent, and they reflect a realist growth path, it is an indication that the ICO is worth investing in. You need a team that has everything well planned out. This is not something that you can go through by trial and error. From the beginning, there should be a clear indication of what will be achieved at every stage, and what will be done to achieve it.

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The best Initial Coin Offerings also provide proper communication both internally and externally. It is through this communication that investors can know what they should do with their investments and therefore, it is for the good of all the parties involved.

Six Tips For Picking The Right Money Lender

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Financial issues can cost you lots of stress, leave alone the stress of picking the ideal moneylender Singapore. Numerous money lenders have marketed their services and claim to give the longest terms as well as the lowest interest rates. This makes the selection procedure even more complicated. If you are thinking about securing a loan from a money lender, the following tips will help you pick the right one for your case.

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License

The first thing you need to assure is that the bank that you pick must have a valid license that allows them to go about their business. Permits from the relevant authorities give potential borrowers the assurance the money lender complies with the imposed rules and regulations in the industry. Also, confirm the authenticity of the license the potential money lender produces. And that is not all. Confirm if the money lender is registered by organizations that will take care of your welfare as a borrower.

 

Response and reputation

When picking a licensed money lender you have to check if they are quick to receive your requests and concerns and answer all the questions that pop up during the process. Find out more about the lenders track record and client reviews to know more about the reputation of a prospective lender.

 

Flexibility

Before you think of choosing a licensed money lender in Singapore, you must go through the terms and make sure that you are comfortable with them. In some instances, the terms of the loan can be altered depending on your specific financial requirements. The flexibility that you get with money lenders is more prominent compared to that you get with banks.

 

Interest

Before going for a licensed money lender, you have to put the loan interest into consideration. In most cases, you will find that money lenders Singapore charge a high-interest rate because of the flexibility, faster access to credit and the risk they are facing. If you fail to review the loan interest carefully you might have nasty surprises in the end.

 

Financial situation

You have to evaluate your financial situation whether you identify the correct licensed lender or not. Failure to review your financial situation might push you into going for a loan that you cannot easily service. You can talk to a financial expert to know more about your situation and the options that you have for your case.

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Research

You have to gather as much information as possible from different money lenders Singapore before making up your mind. Take advantage of the internet to get lots of information including the requirements before visiting your money lender. You will have the opportunity to compare and contrast the terms and rates on offer. Once you get all the information that you want, you can visit your nearest lender and apply for that loan.

With increased inflation and growth, a significant number of Singapore residents have to take some loans to finance their needs. If you stick to the tips as discussed in this post you will avoid lots of frustration when choosing a money lender.

Why you should outsource your accounting department

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Financial management plays a vital role in any business. The success of a business is anchored on the efficiency of its accounting department. Some organizations end up failing due to poor accounting practices. If you too fall in this category or you would want to up your accounting practices, it would be wise to outsource this business function to business accountants in Brisbane. This article highlights some benefits of outsourcing accounting needs. Read on for more insight.

Key benefits of outsourcing financial services

Financial saving

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In any organization, every shilling counts. As such, business persons should embrace any activity that enables them to save or make more money. Outsourcing your accounting needs can help you save some coins. With the latter, you avoid expenses associated with having a permanent employee such as insurance, paid time off, among others. More to this, many service providers charge their services based on hours required to complete the task. On the contrary, if you have a permanent accountant, you will have to pay him or her whether there is work or not, which may be an extra liability.

Expertise

Outsourcing your accounting needs is no option if you need to have your books kept in perfect order. Outsourcing assures you that you are working with a professional who understands all your accounting needs. If you need someone help you manage your payroll and at the same time submit your returns, you can be sure of having a team that will handle all your accounting needs. Not just that, you are assured of extensive experience without paying too much money.

Time saving

aSdasdqaDSThis is another key benefit that comes with outsourcing your accounting department. Accounting tasks can be tough and energy sapping. As such, this might limit your productivity in other tasks. Moreover, having an keep training and retraining people into your accounting departments. To avoid wasting time on things that are not do necessarily fall within your area of specialization, outsourcing your financial department leaves with adequate time to focus on what matters.

Contractual obligation

Many service providers, accountants included operate under a contractual obligation. As such, you do not expect to have them make critical mistakes considering that will have a direct impact on their operations. Thus, they have to provide quality services to attract more customers and retain the existing ones. With this in mind, you can be sure that these service providers will work towards ensuring you get quality services.

 

 

Lucrative ways to make extra money

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Since way back then when we were children, most if not each one of us had a dream of having a lot of money and also a stable job, but with the current economy it is almost an impossibility to keep a stable job. Employment is one of the ways to generate a desired income. There are various ways to make extra money. Because of the widespread use and availability of the internet you can utilize it to earn extra cash as well. Discovering new ways of making money and trying them is a booming trends in this generation we are in. Below are some ways to make extra money even from the comfort of your home:

By cooking and baking

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If you are conversant with baking, cooking and preparing homemade foods, then this option is suitable for you. With this option, you can generate some extra cash. Many individuals like homemade cakes and cookies, knowing that homemade food is better than the ones found in malls and markets.

Freelancing

Freelancing is a brilliant source of making extra income. There are a couple of jobs that you can do as a freelancer, freelance model, writer and so much more. This job requires to notch skills and flexibility. This will also offer you the opportunity to work from home thus making it more convenient and easier for you.

Blog

If blogging is what you are good at, you can create your own blog or website that can make you some good money, just like many bloggers do.

Making cash out of your creativity

If you happen to have a talent for making accessories, knitting and other handicrafts, you can raise extra income from your skills and talent. Since there are a lot of tourists coming and going, you should be able to make descent sales.

Garage sale

Owning a collection of shoes, dresses and a lot of other stuff that was kept over the years can enable you to make and acquire extra income. You can put them up for sale from your home. This is usually known as a garage sale.

Photography

fhgghghhfghghhBecause there is a huge demand for photography out there, you might want to put this profitable option into consideration especially if you have the skills and talent in photography. This is a valuable skill to have and a chance to make some extra cash. Weddings, holidays, birthday parties and so forth are some common events that require photography services.

Important questions to ask your financial advisor

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Managing your wealth regardless of how big or small, is a complicated task. A financial advisor assists you to keep your money safe and also make it work for you. Before you begin working with your chosen financial advisor ensure that you ask them the following important questions:

What certifications do you have?

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You need to be aware of what licenses and certifications your financial advisor possesses. Most of the top financial advisors are certified public accountants, consultants, fund specialists or analysts. There are some who even have a juris doctorate and insurance licenses. Even though each individual has to begin somewhere, you desire would be to work with a firm that has substantial experience in the financial field.

What safeguards are in place to protect assets from fraud?

Your assets should be under the protection of a reputable custodian. When you inquire about safeguards, you should ensure that you ask about any infractions the financial advisor has received previously, either with the firm or as a person. He or she should be a fiduciary in order to offer you the best services. Advisors with a strict code of ethics usually have standards that they share with their clients. However, regardless of how high their standards are, they should be in compliance with the state and regulatory agencies, financial industry regulatory authority and the security’s exchange commission.

What are your fees?

Your financial advisor should be completely transparent when it comes to fees. He or she has to disclose his or her fees structure, so as to understand how you will be paying. Some advisors are fee-only, implying that they offer a flat rate for services that are provided. Some financial advisors charge a commission fee. This implies that they make money from each product that you buy to assist your investments grow. It is vital to know which one you are working with or if you are employing the services of an advisor who charges a fee on top of earning commissions.

What access do you have to earning reports?

gfgfgfvgvggvggvYour financial advisor should have direct access to the top holdings of where your investments are. He or she should be in a position to inform you immediately what the earnings report is anytime you ask for them. At the very least, your financial advisor should be able to provide you with knowledge regarding your holdings before any assets or investments. By being educated about the available options and what assets are invested, you will be in a position to better understand what the consultant suggests.

The Spanish Colonial Arts Society presents the
14th Annual Winter Spanish Market

December 7 & 8, 2002 at the Sweeney Convention Center in Santa Fe, New Mexico

Santa Fe, NM — The rich Hispanic culture of Northern New Mexico will be celebrated at the 14th Annual Winter Spanish Market on Saturday, December 7, from 9:00 a.m. to 5:00 p.m., and Sunday,December 8, 2002 from 9:00 a.m. to 4:00 p.m. at the Sweeney Convention Center in Santa Fe, NM. A holiday tradition in Santa Fe, Winter Market features the work of some 120 Hispanic artists practicing the traditional regional arts. Winter Market also features storytelling, music, demonstrations and food and is a rare opportunity for visitors to enjoy a taste of New Mexico’s vibrant Spanish culture, both past and present. Admission is free to the public.

The Spanish Colonial Arts Society supports Hispanic artists through educational programs, grants, and the production of Winter Market in December and Spanish Market in July. These two major exhibitions give visitors a rare opportunity to meet some of the best Hispanic artists working in the region today.The Society’s collection of more than 3,000 art objects is housed at the new Museum of Spanish Colonial Art which opened in July 2002 at 750 Camino Lejo in Santa Fe. The collections include Spanish colonial arts covering five centuries and four continents.

All of the artists’ handmade objects are screened to ensure both quality and authenticity.The following handcrafted Spanish colonial arts are featured at both Winter and Spanish Markets:
Santos – depictions of religious figures in the forms of bultos (carvings in the round), retablos (paintings on wooden panels), and gesso and wood relief-carved panels.
Hide Paintings – religious images painted on deer or elk hide
Straw Appliqué – crosses, chests and boxes decorated with straw
Textiles – hand-woven on looms using handspun yarns
Furniture – usually made from pine using mortise and tenon joints
Colcha – unique regional embroideries employing the colcha stitch
Tinwork – decorative utilitarian objects of cut and punched tin
Ironwork – tools, fastenings, and household objects forged from iron
Precious Metals – silver or gold jewelry, utilitarian and devotional objects
Pottery – hand-sculpted bowls, pots, and other ware made from micaceous clay
Bonework – anillos (rings) and tool handles carved from bones
Ramilletes – decorative paper garlands
For complete information on Winter Market, Spanish Market or the Museum of Spanish Colonial Art, please contact 505-982-2226 or info@spanishcolonial.org. Winter Spanish Market is funded in part by New Mexico Arts, the City of Santa Fe Arts Commission & 1% Lodgers’ Tax, and the New Mexico Department of Tourism.
For further information:
Spanish Market
Museum of Spanish Colonial Art
P.O. Box 5378
Santa Fe, NM 87502-5378

Phone: 505-982-2226 Fax: 505-982-4585
E-mail: info@spanishcolonial.org Website: www.spanishcolonial.org
Spanish Market is funded in part by New Mexico Arts, the New Mexico Department of Tourism, McCune Charitable Foundation, and the City of Santa Fe Arts Commission and the 1% Lodgers Tax.